it's hard to talk about money

I'm back at zero again. I have done a lot of good things but also plenty of bad things in my life. The one thing that has been holding me back was my spending habit. I may look like an adult, but I was acting like a child. That's what got us into the situation we are in right now. After out trip to Hong Kong, we were financially ruinned. I had tried to change many times before, but this time is for real. I pray that God will give me strength and wisdom to get us back to a financially comfortable state.